TATA Capital, a prominent financial institution in India, offers personal loans to individuals in need of financial assistance. With their seamless and customer-centric approach, they provide hassle-free loan solutions tailored to meet your specific requirements. TATA Capital Personal Loan comes with attractive interest rates, flexible repayment options, and quick disbursal, making it a popular choice among borrowers.
TATA Capital Personal Loan 2023: Rs. Get loans from 40 thousand to 35 lakhs.
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TATA Capital Personal Loan comes with several features that make it an ideal choice for borrowers. Here are some key features:
1. Loan Amount
TATA Capital offers personal loans ranging from INR 75,000 to INR 25 lakhs, ensuring that you have access to the funds you need, whether it’s a small expense or a significant financial requirement.
2. Flexible Repayment Tenure
You can choose a repayment tenure ranging from 12 to 72 months, allowing you to comfortably repay the loan based on your financial situation and convenience.
3. Quick Disbursal
TATA Capital ensures swift loan disbursal once your application is approved, ensuring that you can address your financial needs without delay.
4. Minimal Documentation
The documentation process for TATA Capital Personal Loan is hassle-free and requires minimal paperwork, saving you time and effort.
TATA Capital Personal Loan
TATA Capital Personal Loan offers an online solution to the financial needs of customers. Loan amounts can be tailored to individual needs, and the application process can be completed entirely online. For more details, an informative article about TATA Capital Personal Loan is available in Hindi.
TATA Capital, a subsidiary of Tata Group, is offering personal loans for the year 2023. The loan amount ranges from ₹40,000 to ₹35 lakh. Customers can apply for the loan both online and offline. For assistance in online applications, a customer service helpline is available.
Benefits of TATA Capital Personal Loan
Opting for a TATA Capital Personal Loan brings several benefits that make it an excellent choice. Here are some notable advantages:
1. Competitive Interest Rates
TATA Capital offers competitive interest rates on personal loans, ensuring affordability and convenience for borrowers.
2. Flexibility in Usage
You have the freedom to use the loan amount for various personal expenses, such as home renovations, medical bills, travel, education, or debt consolidation.
3. Easy Application Process
Applying for a TATA Capital Personal Loan is a seamless process. You can either apply online or visit the nearest branch to submit your application.
4. Quick Approval
Once you submit your loan application with the necessary documents, TATA Capital ensures quick loan approval, minimizing the waiting time for funds.
5. No Collateral Requirement
TATA Capital Personal Loan is an unsecured loan, which means you don’t have to provide any collateral or security to avail of the loan.
Eligibility for Tata Capital Personal Loan
To be eligible for TATA Personal Loan in 2023, the following criteria must be met:
- Applicant’s age should be between 22 to 58 years
- Applicant’s monthly salary should be at least ₹15,000
- Applicant must have at least 1 year of work experience
- A minimum CIBIL score of 750 is required
- The applicant should have been working in the same company for at least 6 months
- The loan amount can be up to 30 times the applicant’s salary.
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Documents required to take loan
To apply for TATA Personal Loan, the following documents are required:
- A valid ID issued by the government, such as Aadhaar card, PAN card or passport
- If employed, salary reduced for last 3 consecutive months
- For self-employed applicants, photocopies of business documents, such as tax information and company registration licenses
- Last 6 months bank statement
- Proof of residence, such as an electricity bill or telephone bill.
How To Apply Tata Capital Personal Loan
Tata Capital Personal Loan can be availed through both online and offline methods. The loan amount can be up to ₹40,000. The process of applying for a loan can be done online or by contacting the company’s customer service representatives through a phone call. This service is offered to make the application process more convenient for customers.
- Go to the official website of Tata Capital.
- Click on the Personal Loan link.
- Read the instructions provided carefully.
- Click on “Apply Now” link
- Select your user type.
- Enter your mobile number and verify it through the OTP sent by the company
- Provide personal information including salary information
- Upload relevant documents online
- Click on submit button
- The company will review the application and if you meet the eligibility criteria, an employee will contact you to proceed with the loan process and the loan will be disbursed to your bank account.
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